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Does anyone know what credit score is needed to get an alaska airlines visa credit card?
I would like to get an Alaska Airlines signature Visa, My credit score is currently 680 but I do not have a long credit history being that I am only 25. Does anyone know the chance of me getting approved? If the odds are not good what card would you recommend?

Are there any reputable lenders who offer VA loans to people with credit scores under 620?
I am eligable for a VA loan but my credit score is under 620. My problem is that I have not made an attempt to create a good credit standing and I am finding out that no credit is almost as bad as bad credit. I am hoping to find a lender who offers VA loans, is reputable, will offer a VA loan to someone with a low but not horrible credit score and will not charge me an arm and a leg. Does anyone know of any?

Wat is the best way to return a car without hurting your credit score?
i bought a car and i want to return it without hurting my credit score and the credit score of the co signer is there anyway i can do this im just afraid that ill lose my job and wont be able to pay for it anymore help

Should I use credit score service for Job Application?
I recently sent an email with a resume to a company DMK property management in a nearby city. The return email from hotmail directed me to a online application with several questions regarding my personality type and work preferences. In the middle of the first page there was a statement that they needed a credit score and they had arranged a free service with a partner. The link took me to freeonlinescore.com. I was to print out my credit history with score and bring it to an interview. If I got one. Then in the application there was an upload for my resume. I guess I'm just looking for some validation to my suspicions. First the HR person that replied via email had a hotmail.com address. Second, doesn't companies do a background check including credit history on their own? And why would they send someone to a specific service like freeonlinescore.com rather than the credit reporting agencies that do it for free? Third. I had inlcuded a resume in my original email to the company but the website asked me to upload another. I find all of this very suspect. I think it's freeonlinescore.com trying to get business or something worse. This company listing was on craigslist by the way.I found out that this is a scam out of Russia. Do not apply for a job where the domain name is dmkmanagement.com. In fact, do not apply for a job that requires you to send your credit information to them.

What would my credit score be if im never late for a payment and i always pay in full?
I got a credit card discover about a year ago... I set it up so I pay all my payments in full and a week before the payment was due... so ive never been late for a payment and i pay in full. what would my credit score be??

Will the paying off of my totaled car up my credit score?
I was in an accident NOT my fault < well you know that whole " yielding" concept? Uh, yea, no, totally lost on some drivers> . Anywho They had to total out my not paid off car. The money I got for the car was enough to pay it off and have $1000 to put down on a new one. My question is, will the paying off of the car even in accidental circumstances up my credit score?Thanks in Advance

How can i build my credit score?


My credit score is 727, will my score go down if I apply for a personal loan and I am rejected?


What would be the lowest credit score for a home loan if you had 35% down. Possible Interest rate also?
On a home with an asking price of 149,000.

Will my credit score be hurt (or any other consequences) if I apply for a refi, and get denied?
My husband and I are 2.5 yrs into our 30 yr fixed mortgage. I'd like to take advantage of the dropping interest rates, but I'm afraid we will be denied, despite our excellent credit, because I've lost my job, so our income is approximately half of what it was. We haven't made any late payments, or missed any. We could probably afford a small hit in our credit scores, but I'm still reluctant. How big of a hit would we take and could there be any other consequences if we are turned down?

Mortgage/credit score help needed! (Long..)?
Okay, we found our dream house, we made an offer of 130k and our offer was accepted. We had been preapproved through one bank for 125k which was wonderful since we had already planned on putting 8 % down. The house is bank owned and they insisted that we be preapproved through their people before the offer was accepted, and we were. The first person that preapproved us said that she couldn't get us to closing by the date agreed upon in the contract so we went to a mortgage broker. He said everything would be fine and sent our info out to the banks or whatever brokers do and after waiting over a month, he told us that our loan was denied. My fiance works as an independent contractor and the broker had a hard time qualifying his income Anyway, so we left the broker and went to a guy at 5 3 bank who said he would have no problem qualifying us and we could still have everything done on time. Well, when he pulled our credit score we were amazed to hear that our credit scores had dropped significantly due to multiple inquiries from all of the people pulling our credit scores so we can get approved for this mortgage. My fiance's score dropped from a 740 to a 689 and mine dropped from a 640 to a 616, making me ineligible for the loan. Now without being able to qualify my income, we are only approved for a loan of 100k and now we are unable to get the house after all this. There has been no negative activity on our credit, only inquiries dropping our score. My question is Is there anything we can do about this? Can we dispute the drop in score? How do we go about doing it? Any advice would be much appreciated. We are so frustrated and upset about losing our dream house.It has only been 1 month and 3 days since we made the offer on the house, so I suppose " over a month" was a little inaccurate. Is 1 month still too spread out of a time frame where it makes it look bad?Also, as a first time homebuyer, is this something that somebody anybody realtor, broker, banks, should have informed us of? We had no idea that by prolonging the process it would negatively effect our credit.

What is the credit score to qualify FHA financing?


Credit scores, How to raise them?
My credit score is 707, and my husband's is 721. We are working on getting our credit cards paid down, and I know that will help. But beyond that, what can we do to boost our credit scores?ThanksNever had a late payment on our cards and if we paid off our cards, my credit score would be raised 19 points per freecreditreport.com

Credit score help please!?
My husband has a credit score of 593, but he needs a score of 640 for us to purchase a home all he has is 9 doctor bills, and 3 deferred student loans. What can we go to bring it up to 640, and fast. The first 250 credit applicants get approved for the new home loan they're doing here but the credit score must be 640.

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