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Question: What would my credit score be if im never late for a payment and i always pay in full?

(Posted by: . on 2010-07-29 13:49:36)

I got a credit card (discover) about a year ago... I set it up so I pay all my payments in full and a week before the payment was due... so ive never been late for a payment and i pay in full. what would my credit score be??

Posted by: Sam on 2010-07-30, 00:59:49

You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments - credit-report-free.totalh.com

Posted by: Judy on 2010-07-29, 13:51:58

Paying in full is the secret to top scores. But... to get those 800+ scores it can take 10 years of good credit usage. Google Fico Score Estimator. Also a mix of credit is helpful. If you want amazing credit beyond what you have - open a cd at your bank - make a secured loan against it, and pay it back for at least a year. /

Posted by: Homer Bunch on 2010-07-30, 07:42:22

Hi, There are many websites , that offer credit report, but I would suggest you GoCreditReport.info , because they offer this service free(no hidden charges) .They are one of the best websites .They also offer credit monitoring, id theft alert, and many more things... Just Enter: the link and signup . Really hope that will help you